Welcome to Bay Cars in Panama City, FL

Your One-Stop-Shop for Everything Automotive

Welcome to Bay Cars, where we sell cars for your bay lifestyle in the Sunshine State. No matter where the roads take you, you count on the experts at Bay Cars to help you drive confidently along the coastline. If you're in the market for a new or used car, Bay Cars features a vibrant selection of reliable models for you to choose from. Secure affordable financing, lease support, and professional service all from our facility in Panama City, FL!

New & Used Inventories

Whether you're shopping for something new, used, or certified pre-owned, Bay Cars features an array of exclusive model options that won't break the bank. Click to explore our new inventory online and schedule a test drive of your favorite models from the comfort of your home in Lynn Haven, FL. If you can't afford to pay top dollar for something new, our fleet of used vehicles showcases an affordable collection of pre-owned cars, trucks, and SUVs.

From the paved city highways in Southport, FL, to the roads less traveled, nothing drives you farther than a new or used vehicle from Bay Cars. Certified to help you take on the bay with confidence, our new and used inventories are poised to accelerate your daily drive with various options for you to choose from. Kickstart your car-buying journey online from the comfort of your home and peruse our available showrooms before calling to schedule a test drive.

Financing/Leasing

Auto-financing at Bay Cars helps simplify the purchasing process with transparent solutions for drivers with all types of credit. For those feeling discouraged because they're currently battling a loss of credit, don't let your disappointment dissuade you from exploring your options. Here at Bay Cars, we go the extra mile to help bad and poor credit drivers in Destin, FL, finance their choice of a new or used vehicle.

Whether you're in the market to buy or lease, the financing experts at Bay Cars help streamline the process by attacking your needs head-on. Maybe you've got an older vehicle to trade-in that can potentially reduce the price of your new vehicle purchase. Or maybe you're shopping for an affordable lease deal that offers the flexibility of driving a newer model car every few years. Whatever the case is, we ask that you contact the financing experts at Bay Cars to get matched up with a personalized financing team member today!

We Keep You Going

Parts & Service

Keeping your vehicle healthy and up to speed in Niceville, FL, requires professional help from a trained automotive service technician. Here at Bay Cars, our master certified team of automotive techs are equipped to go to battle to help keep your vehicle afloat. In addition to providing routine scheduled maintenance like tire rotations and oil changes, our service department is also proud to offer an array of additional advanced services, including:

• Laser wheel alignment
• Emergency roadside assistance
• Engine repair
• Brake repair
• Transmission rebuilding
• Air filter replacement
• And more!

Contact the service experts at Bay Cars to schedule a service appointment today and to ask our certified staff any questions related to OEM parts or about fixing your vehicle in Panama City, FL.

Contact Us

Please call or contact us online at Bay Cars to learn more about the services we provide to help accelerate your bay lifestyle. A proud distributor of bay cars certified to champion your bay lifestyle in Panama City, FL, we invite all drivers to please contact us at Bay Cars to get started on finding the right vehicle, financing, and service for you! We look forward to hearing from you!